With FMD spreading in neighbouring South Africa and Botswana, Namibia's livestock industry—valued at N$6–15 billion and heavily reliant on exports—faces an imminent threat. An outbreak could devastate export markets, employment, food prices, and government budgets across multiple economic sectors.
With FMD spreading in neighbouring South Africa and Botswana, Namibia's livestock industry—valued at N$6–15 billion and heavily reliant on exports—faces an imminent threat. An outbreak could devastate export markets, employment, food prices, and government budgets across multiple economic sectors.
Agribank is implementing an Arrears Relief Programme from February 2026 for clients with overdue accounts, offering 100% write-off of penalty interest, de-listing from credit bureaus, and structured repayment plans over up to 60 months. Eligible clients in pre-legal status must pay at least 20% of arrears, while those in legal status must pay 25%, with the remaining balance ring-fenced and charged no further interest.
Agribank's Arrears Relief Programme, launched in September 2025, began implementation and offers farmers with overdue loans a 100% write-off of penalty interest plus the option to repay remaining arrears over up to 60 months, subject to paying at least 20–25% of arrear balances upfront. The bank has also entered into a strategic alliance with the Agro-Marketing and Trade Agency to support small-scale farmers, expand market access, and promote value-added agricultural projects.
Agribank's technical advisor Hanks Saisai outlines crucial errors for new farmers to avoid, including prioritising infrastructure over home construction, starting at small scale, targeting specific markets, hiring qualified personnel, and viewing farming as a long-term investment requiring patience and disciplined financial management rather than a quick-profit scheme.
A senior accounting advisor has criticised the government's discontinuation of the Payroll Deduction Management System (PDMS) as of November 2025, calling the proposed "PDMS Helpdesk" replacement a step backwards that relies on manual processes rather than digital automation for managing civil servants' financial deductions. The Finance Ministry has stated the shutdown aims to address over-indebtedness among government employees and suggests the Enhanced Debit Order (EnDo) platform as an alternative, though financial institutions have already begun restricting salary-backed loans in response.
The Development Bank of Namibia has approved approximately N$15 million through the National Youth Development Fund to support 46 youth-owned enterprises aged 18 to 45, with collateral-free financing ranging from N$60,000 to over N$1 million at interest rates of 2–4% per annum. The Fund, launched in September 2024, continues to accept applications on a rolling basis through regional governors and participating development finance institutions.
The National Youth Development Fund has approved N$14.9 million in financing for 30 businesses and expects to create 147 jobs. The fund, launched in September 2025 with N$500 million allocated, offers collateral-free loans at 2% to 4% interest to young Namibians aged 18 to 45 to boost entrepreneurship and reduce youth unemployment.
The National Youth Development Fund has approved N$14.9 million in financing for 46 youth-owned businesses through the Development Bank of Namibia, with about 40 additional applications under assessment. The fund, a N$500 million initiative supporting Namibians aged 18–35, offers loans from N$60,000 to N$1 million at interest rates from 2%, with no collateral required.
Mulching—covering soil between crops with a layer of material—is an efficient water conservation technique for arid regions like Namibia. It reduces evaporation, cuts watering frequency, prevents weeds, regulates soil temperature, and can provide nutrients when organic materials are used.
Deputy agriculture minister Ruthy Masake told young Namibians at an Oniipa engagement that the future of agriculture rests in their hands, urging them to embrace modern farming practices and access low-interest loans through the National Youth Development Fund launched in September 2025. Legislator Willem Amutenya stressed the need to commercialise production on communal land and secure reliable markets for northern region produce.