… The 2025 Namibia Financial Inclusion Survey shows that 20.8% of Namibia’s eligible adult population depend primarily on government social transfers, including old-age pensions, child grants and disability grants to survive. …
… The report compares this with data from the 2025 Namibia Financial Inclusion Survey, which indicates that 54.1% of adults report personal monthly incomes of N$2,000 or less. …
… She said the launch is aligned with the National Development Plan and the goal of “leaving no one behind”.Citing the 2025 Namibia Financial Inclusion Survey, Theofelus said financial inclusion improved from 78% in 2017 to 86% in 2025, but rural gaps remain. …
… Sometimes, you take another loan to cover an existing loan because you are trying to keep up with your responsibilities.”The 2025 Namibia Financial Inclusion Survey (NFIS) shows that 74.6% of adults rarely or never make their income last until the next payday, while 63% struggle …
… This is according to a macro insights report by Simonis Storm Securities, a local equities and wealth management company, which analysed the 2025 Namibia Financial Inclusion Survey released by the Namibia Statistics Agency (NSA). …
… The financial services firm, analysing findings from the 2025 Namibia Financial Inclusion Survey, said policymakers should look beyond headline inclusion figures and focus on whether financial products are improving household stability, wealth creation and economic participation. …
CHAMWE KAIRA More than half of Namibia’s adult population (54.1%) earns N$2 000 or less per month, highlighting continued income pressures and financial vulnerability among households, according to the 2025 Namibia Financial Inclusion Survey (NFIS) released by the Namibia Statist …
… This is according to figures from the latest Namibia Financial Inclusion Survey (NFIS) that shows that 86% of adults are now financially included, up from 78% in2017. …
The 2025 Namibia Financial Inclusion Survey finds that 20.8% of eligible adults, or approximately 378,000 people, rely mainly on government social transfers—old-age pensions, child grants, and disability grants—to survive; 90% of grant recipients prioritize food and groceries, and 75% struggle to make income last until the next payment cycle.
The 2025 Namibia Financial Inclusion Survey finds that 20.8% of eligible adults, or approximately 378,000 people, rely mainly on government social transfers—old-age pensions, child grants, and disability grants—to survive; 90% of grant recipients prioritize food and groceries, and 75% struggle to make income last until the next payment cycle.
A housing affordability report shows the average house price reached N$1.46 million in the second quarter of 2026, requiring a monthly income of about N$43,765 to secure financing. Housing expert Namene Kalili attributes the shortage to insufficient housing construction—Namibia needs to service around 5,000 plots annually but falls far short—compounded by building supply industry constraints.
Prospective buyers in Namibia need a gross monthly income of about N$43 765 to qualify for a mortgage on an average-priced home, according to a Simonis Storm Research report, highlighting a widening gap between house prices and household incomes. The housing affordability crisis is driven mainly by weak household incomes and slow delivery of serviced land, compounded by high construction costs and financing conditions.
NamPost opened a post office in Nkurenkuru and donated Information and Communication Technology equipment to two community centres in Kavango West to expand access to financial and digital services for rural residents. Minister Emma Theofelus said the move aligns with government's commitment to financial inclusion and the goal of leaving no one behind, noting that financial inclusion rose from 78% in 2017 to 86% in 2025, though rural areas lag at 79.3% compared to 91.7% in urban areas.
Teachers and low-wage earners in Namibia struggle to make ends meet despite formal employment, as salaries are consumed by rent, loans, and support for dependent relatives. The 2025 Namibia Financial Inclusion Survey reports that 74.6% of adults rarely or never make their income last until payday, while 63% struggle to keep up with financial commitments.
Simonis Storm Securities analysis of Namibia's 2025 Financial Inclusion Survey shows that 86.0% of people aged 15+ now use at least one formal or informal financial product, up from 78.0% in 2017, but the median household has little room to absorb economic shocks and remains dependent on modest, irregular wages and grants due to heavily bottom-weighted income distribution.
Namibia has expanded access to financial services, with 86.0% of adults aged 15 and older now using at least one formal or informal financial product compared with 78.0% in 2017, but the gains have not translated into stronger household resilience or productive economic activity. According to Simonis Storm's analysis of the 2025 Namibia Financial Inclusion Survey, formal saving among adults fell from 60.0% in 2017 to 53.2% in 2025, prompting calls to focus on the quality and impact of financial access rather than product ownership.
According to the 2025 Namibia Financial Inclusion Survey, 54.1% of Namibia's adult population earns N$2,000 or less per month, reflecting continued income pressures and financial vulnerability. The survey also found that 86.0% of adults are financially included, an improvement from 78.0% in 2017.
The Namibia Statistics Agency's 2025 Financial Inclusion Survey found that 49% of adults borrowed money across all forms, up from 42.1% in 2017. The primary purposes for borrowing are food (51.3%), education (22.1%), and transport (16.4%), while 51% of the eligible population reported not borrowing, with 67.5% citing fear of debt as the main reason.
A Namibia Financial Inclusion Survey shows that 86% of adults now have access to financial services, up from 78% in 2017, with over 425,700 more Namibians entering the financial system. However, more than half of adults earn N$2,000 or less per month, and many use financial services mainly to survive rather than build wealth.