Also known as: Entrépo Finance
Microlender 55.5% owned by Capricorn Group, disrupted after government ended payroll deduction contracts in 2026.
News reports
Order a long-term news report on Entrépo
Every mention in the Namibian press over the period you choose, compiled as a PDF or Word document.
Key points drawn from coverage. Tap a point to see the original sentence.
Namibian Sun
Entrépo Finance lost High Court bid to compel government to disclose Attorney-General's legal opinion
“Microlender Entrépo Finance has lost its High Court bid to compel the government to disclose an Attorney-General's legal opinion on the lawfulness of payroll deductions from pub...”
Entrépo loses court bid for government legal opinionThe Namibian
Entrepo Finance had 26.7% market share in term lending
“In term lending, Letshego Micro Financial Services Namibia had the largest market share at 28.7%, followed by Entrepo Finance at 26.7% and Old Mutual Finance at 22.7%.”
Namibians borrow N$9.3bn from microlendersThe Namibian
Entrépo reduced lending following discontinuation of the government payroll deduction management system
“IJG attributes the decline partly to weak loan demand in Botswana and lower lending by Entrepo following the discontinuation of the government payroll deduction management system.”
Botswana drags down Capricorn profitWindhoek Observer
Entrépo had gross loan book contract 21.1%
“The research also highlighted a 21.1% contraction in Entrepo's gross loan book as a separate risk to loan origination and future growth.”
Capricorn FY27 earnings forecast to fall 6.8%The Namibian
Entrépo Finance shrank by N$500 million in loan book during 2026 financial year
“Entrepo Finance's loan book shrank by N$500 million in the 2026 financial year as changes to the government's payroll deduction system disrupted the microlender's ability to issue new loans to civil servants.”
Entrepo loan book shrinks by N$500mThe Namibian
Entrépo contributed 14% of Capricorn Group's total profit after tax
“The microlender, however, still managed to increase profit by 6% and contribute 14% of Capricorn Group's total profit after tax, according to the annual results released yesterday.”
Entrepo loan book shrinks by N$500mWindhoek Observer
Entrépo experienced lower loan uptake following discontinuation of its automated Payroll Deduction Management System
“Gross loans and advances declined to N$51.5 billion from N$52.5 billion, reflecting softer loan demand in Botswana and lower loan uptake at Entrepo following the discontinuation of its automated Payroll Deduction Management System.”
Capricorn Group profit falls 6.4% to N$1.87bnThe Namibian
Entrépo Finance is an innovative financial services group providing lending and credit protection products to government employees in Namibia
“The group also has investments in other businesses, including Entrépo Finance, an innovative financial services group that provides lending and credit protection products to government employees in Namibia.”
Capricorn Group Building Value for GenerationsThe Namibian
Entrépo Finance is no longer granting new loans
“Entrépo Finance has confirmed it is no longer granting new loans, while its majority shareholder, Capricorn Group, says the company is under pressure to adapt to a new operating environment.”
Entrépo microlender freezes loans after government payroll changeThe Namibian
Entrépo is seeking leave to appeal to the Supreme Court
“The company is seeking leave to appeal to the Supreme Court after the High Court dismissed its application to have finance minister Ericah Shafudah held in contempt of court.”
Entrépo microlender freezes loans after government payroll changeMicrolender Entrépo Finance has lost its High Court bid to compel the government to disclose an Attorney-General's legal opinion on the lawfulness of payroll deductions.
26 October 2026 · Namibian Sun →
Microlender Entrépo Finance has lost its High Court bid to compel the government to disclose an Attorney-General's legal opinion on the lawfulness of payroll deductions.
26 October 2026 · Namibian Sun →
Namibian financial services group Capricorn is taking an 81.6% stake in South African specialist asset financier Centrafin, valued at R788.3 million in enterprise value, as part of its strategy to diversify revenue beyond Namibia and Botswana and expand into the South African market.
8 October 2026 · The Namibian →
Namibia's microlending industry recorded a 27% increase in its total loan book during the second quarter of 2026 to N$9.3 billion, with Namfisa describing this as a "strong recovery" driven by household pressure from the cost of living and limited disposable income. Term loans accounted for 92.3% of outstanding debt at N$8.6 billion, while payday lenders issued 170,902 new loans representing 94% of all new loans in the quarter.
5 October 2026 · The Namibian →
Capricorn Group's profit declined 6.4% to N$1.87 billion for the year ended June, with weak performance in Botswana and higher credit impairments offsetting stronger results from Bank Windhoek. Bank Gaborone swung from a N$167 million profit to a N$113 million loss, accounting for most of the group's N$128 million earnings decline.
1 October 2026 · The Namibian →
Simonis Storm forecasts Capricorn Group's 2027 headline earnings at N$1.626 billion with Headline Earning Per Share expected to decline 6.8% to 320.4 cents, based on assumptions of 3% loan growth and a 105 basis points credit loss ratio, though the group's capital position remains strong.
21 September 2026 · Windhoek Observer →
Entrepo Finance's loan book fell from N$2.2 billion in 2025 to N$1.7 billion by June 2026 after the government ended its contract with payroll deduction administrator Avril Payment Solutions, disrupting the microlender's ability to issue new loans to civil servants. Despite the decline, Entrepo increased profit by 6% and contributed 14% of parent company Capricorn Group's total profit after tax.
19 September 2026 · The Namibian →
The diversified financial services group's profit after tax declined 6.4% to N$1.87 billion for the financial year ended 30 June 2026, amid higher funding costs and weaker economic conditions in Botswana, though non-interest income rose 8.3% to N$2.62 billion.
18 September 2026 · Windhoek Observer →
Capricorn Group's Social Value Report 2026 documents how the group and its subsidiaries invested N$29.3 million during the financial year ending 30 June 2026 in corporate social investment and sponsorship initiatives focused on education, community wellbeing, economic participation, sport and sustainable development across Namibia and Botswana.
12 September 2026 · The Namibian →
The Capricorn Group and its subsidiaries invested N$29.3 million in corporate social investment and sponsorships across Namibia and Botswana during the 2026 financial year, with outcomes including 11,392 people receiving regular meals and 35,000 children benefiting from early childhood development materials.
10 September 2026 · Windhoek Observer →
Capricorn Group, listed on the Namibia Securities Exchange, has grown as a diversified financial services group over more than four decades with operations across Namibia and Botswana, including Bank Windhoek, Bank Gaborone, Capricorn Asset Management, and Capricorn Private Wealth.
9 August 2026 · The Namibian →
Entrépo Finance, a microlender that relied on government payroll deductions for civil servants, has stopped granting new loans after the Ministry of Finance ended its payroll deduction management system in November. The company, 55.5% owned by Capricorn Group, has retrenched close to 20 employees and has not approved a new loan in more than six months, according to sources.
6 August 2026 · The Namibian →
Namibians are taking fewer loans from microlenders, but the average loan size is increasing. According to Namfisa's latest quarterly report, the average term loan rose to N$25,620 and payday loans to N$4,030 in the first quarter of 2026, though the overall microlending loan book declined 3% to N$7.3 billion.
2 July 2026 · The Namibian →
Household debt in Namibia stood at 30.7% of GDP in 2024, the second-lowest in the Common Monetary Area after Lesotho's 17.2%, according to the Bank of Namibia's financial stability report. Despite N$130 billion owed overall, the central bank notes the low ratio suggests contained indebtedness, though continued monitoring is important given subdued income growth.
6 May 2026 · The Namibian →
The Namibian Financial Institutions Supervisory Authority reports that Namibian microlenders lost about N$200 million in three months after the Ministry of Finance discontinued the Payroll Deduction Management System, reducing total consumer debt to N$7.5 billion. Term-loan disbursements fell 73.5%, though the number of borrowers increased 16.3% and payday lending rose 11%.
31 March 2026 · The Namibian →
The Capricorn Foundation has committed N$1.6 million to three education initiatives: Amos Meerkat Syllabus (N$600,000), EduVision Online Learning (N$609,744), and Karstveld Academy (N$423,330). The projects support early childhood development, online lessons in secondary schools, and student bursaries, with a focus on closing education gaps between rural and urban areas.
4 February 2026 · New Era →
Microlender Entrepo Finance is seeking leave to appeal to the Supreme Court after the High Court dismissed its application for contempt of court against Finance Minister Ericah Shafudah over her alleged non-compliance with a court order requiring the continued operation of the Payroll Deductions Management System.
4 February 2026 · New Era →